You may have been asking yourself if you're paying too much for auto insurance or home owners insurance. There's a good chance you are if you haven't had an independent agent check rates in a while! Going to an independent agent allows them to check multiple companies very quickly and find you the best coverage and price. While it can be confusing to compare policies, taking the time to read through and ask questions will save a lot of headaches later! So, if you haven't looked at your insurance in a while this is a friendly reminder to review your policies and make sure you know what you're paying for AND if you can get it cheaper by switching to a different provider.